The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of the most powerful healthcare initiatives launched to provide financial protection and free medical treatment to millions of families across India. In Kerala, this scheme is implemented as Karunya Arogya Suraksha Padhathi (KASP), ensuring that eligible families receive cashless treatment up to ₹5 lakh per year.
We understand that many people are unsure whether their family is included in the scheme. This guide provides a clear, step-by-step explanation to check your eligibility in the PM-JAY KASP list, along with detailed insights into benefits, documents, and usage.
What is Ayushman Bharat PM-JAY KASP?
The Ayushman Bharat PM-JAY KASP is a government-funded health insurance scheme aimed at supporting economically weaker sections. It covers:
Secondary and tertiary hospitalization
Cashless treatment in empaneled hospitals
Coverage of pre- and post-hospitalization expenses
In Kerala, the scheme integrates state programs under KASP, expanding the reach and ensuring maximum healthcare access for residents.
Key Benefits of PM-JAY KASP Scheme
1. Free Medical Coverage up to ₹5 Lakh
Each eligible family receives annual coverage of ₹5 lakh, which includes surgeries, treatments, and hospitalization.
2. Cashless and Paperless Treatment
Beneficiaries can access treatment without paying upfront at network hospitals across India.
3. No Restriction on Family Size
Unlike other insurance schemes, there is no limit on family size or age.
4. Coverage Across India
Treatment is available nationwide, not limited to Kerala.
5. Wide Range of Treatments
Includes:
Cardiac surgeries
Cancer treatments
Orthopedic procedures
Kidney dialysis
ICU services
Who Is Eligible for Ayushman Bharat PM-JAY KASP?
Eligibility is determined based on Socio-Economic Caste Census (SECC) data and state inclusion criteria. Families typically included:
Below Poverty Line (BPL) families
Daily wage workers
Rural households with deprivation criteria
Urban workers in informal sectors
Kerala’s KASP also includes additional state-supported beneficiaries, expanding coverage beyond central criteria.
How to Check Your Name in PM-JAY KASP List
To verify whether your family is included, follow these steps:
Step 1: Visit the Official Website
Go to the official PM-JAY beneficiary portal:
👉 https://dashboard.nha.gov.in/public/
Step 2: Enter Required Details
You can search using:
Mobile number
Ration card number
Name and location
Step 3: OTP Verification
Enter the OTP sent to your registered mobile number.
Step 4: Check Eligibility Status
Once verified, the system will show:
Whether your family is eligible
Scheme details
Beneficiary information
How to Check KASP List in Kerala
For Kerala residents under KASP:
Visit the same PM-JAY portal
Select Kerala as your state
Search using your ration card or Aadhaar-linked mobile number
View your family inclusion status instantly
Documents Required for Verification
To ensure smooth verification and hospital access, keep these documents ready:
Aadhaar Card
Ration Card
Mobile Number (linked with Aadhaar)
Family ID (if available)
These documents are essential for identity verification and beneficiary confirmation.
How to Use PM-JAY KASP Benefits in Hospitals
Step 1: Visit an Empaneled Hospital
Go to a hospital registered under PM-JAY/KASP.
Step 2: Show Your ID
Provide Aadhaar or ration card for verification.
Step 3: Eligibility Confirmation
Hospital staff will check your eligibility in the system.
Step 4: Get Cashless Treatment
Once approved, you receive completely cashless treatment.
List of Services Covered Under PM-JAY KASP
The scheme covers more than 1,500 medical packages, including:
General surgeries
Maternity services
Cardiology procedures
Oncology treatments
Neurology treatments
Emergency care
This ensures that beneficiaries receive comprehensive healthcare support.
Common Reasons Why Your Name May Not Appear
If your name is not listed, possible reasons include:
Incorrect or outdated SECC data
Mobile number not linked
Typographical errors in records
Not falling under eligibility criteria
In such cases, you can approach:
Local health office
Akshaya centers in Kerala
Government hospitals
How to Add or Update Your Details
If eligible but not listed, follow these steps:
Visit nearest government hospital or CSC center
Provide required documents
Request data correction or inclusion
Complete verification process
This helps ensure your family gets timely access to benefits.
Why You Should Check Your PM-JAY KASP Status Today
Many families miss out on benefits simply because they haven’t verified their eligibility. Checking your status ensures:
Immediate access to healthcare
Financial protection during emergencies
Awareness of available benefits
Taking a few minutes to verify can save lakhs of rupees in medical expenses.
Important Tips for Beneficiaries
Always carry valid ID proof
Verify hospital empanelment before treatment
Keep your mobile number updated
Regularly check your eligibility status
These small steps ensure smooth access to scheme benefits.
Conclusion
The Ayushman Bharat PM-JAY KASP scheme is a life-changing healthcare initiative that provides financial security and quality treatment to millions. By checking your eligibility through the official portal, you can ensure that your family is protected against unexpected medical expenses.
We strongly recommend that every eligible individual verify their status today and take full advantage of this powerful government scheme.
Check Now: https://dashboard.nha.gov.in/public/
