The Sthree Suraksha Pension Scheme is one of the most important welfare initiatives introduced by the Government of Kerala to provide financial security for widowed, divorced, abandoned, and unmarried women who face economic hardship. Through the modernized KSMART portal, eligible women can now apply for the pension entirely online without visiting local offices repeatedly.
In this detailed guide, we explain how to apply Sthree Suraksha Pension online, eligibility requirements, required documents, registration procedures, application tracking, approval process, and payment details — all presented in a clear, professional format.
What is Sthree Suraksha Pension Scheme?
The Sthree Suraksha Pension is a social welfare pension provided under the Local Self Government Department (LSGD) of Kerala. The scheme ensures monthly financial assistance to women who do not have adequate family support or regular income sources.
The pension amount is credited directly to the beneficiary’s bank account through the Direct Benefit Transfer (DBT) system.
Main Objectives of the Scheme
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Provide financial independence for vulnerable women
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Support widows, legally divorced, and abandoned women
Reduce economic insecurity
Ensure social dignity and protection
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Deliver welfare benefits through a fully digital system
Who Can Apply for Sthree Suraksha Pension? (Eligibility Criteria)
Before starting the online application, we must confirm eligibility.
Applicants Must Meet the Following Conditions
✅ Applicant must be a permanent resident of Kerala
✅
Must belong to economically weaker section
✅ Applicant
should not receive any other government pension
✅ Annual family income
must fall under prescribed limits
✅ Applicant must be:
Widowed woman
Legally divorced woman
Deserted/abandoned woman
Unmarried woman above eligible age category
Age Requirement
Generally, applicants must be 18 years or above, though certain local body conditions may apply.
Documents Required for Online Application
Preparing documents in advance helps complete the process quickly.
Mandatory Documents
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Aadhaar Card
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Ration Card
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Income Certificate
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Bank Passbook Copy
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Passport Size Photograph
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Mobile Number linked with Aadhaar
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Residence Proof
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Widow Certificate / Divorce Certificate / Proof of abandonment (if applicable)
Ensure all documents are clear scanned copies in digital format (PDF/JPEG).
Official Portal to Apply Sthree Suraksha Pension
The Kerala Government introduced a unified digital platform called KSMART (Kerala Solutions for Managing Administrative Reformation and Transformation).
👉 Official Website:
https://ksmart.lsgkerala.gov.in/ui/web-portal
This portal allows citizens to apply for services provided by Municipalities, Corporations, and Grama Panchayats.
Step-by-Step Process to Apply Sthree Suraksha Pension Online
Step 1: Visit the KSMART Portal
Open the official portal using a mobile phone, laptop, or desktop browser.
Navigate to the KSMART web portal
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Select Citizen Login
Step 2: Create a Citizen Account
If applying for the first time:
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Click Register
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Enter:
Name
Mobile Number
Email ID (optional)
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Verify using OTP
Create login password
After successful registration, log in to the dashboard.
Step 3: Access Pension Services
Once logged in:
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Open Services
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Select Social Security Pension
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Choose Sthree Suraksha Pension Scheme
The system automatically loads the online application form.
Step 4: Fill Applicant Personal Details
Carefully enter the following:
Full Name (as per Aadhaar)
Date of Birth
Gender
Marital Status
Address Details
Panchayat/Municipality Selection
Ward Number
Accuracy is essential because verification is conducted digitally.
Step 5: Enter Income and Family Details
We must provide:
Family income details
Employment status
Dependents information
Housing condition
Existing welfare benefits (if any)
Incorrect information may lead to rejection during verification.
Step 6: Upload Required Documents
Upload scanned copies:
Aadhaar Card
Income Certificate
Bank Account Proof
Supporting marital status documents
Ensure files meet portal size limits and are clearly visible.
Step 7: Bank Account Verification
Enter bank details carefully:
Account Holder Name
Bank Name
IFSC Code
Account Number
The pension amount will be transferred monthly through Direct Benefit Transfer (DBT).
Step 8: Review and Submit Application
Before final submission:
Recheck all entered information
Confirm uploaded documents
Accept declaration
Click Submit Application.
You will receive:
✔ Application Number
✔ SMS confirmation
✔ Online acknowledgment
receipt
Save or download this receipt for future reference.
How to Check Sthree Suraksha Pension Application Status
After submission, tracking is simple.
Status Checking Steps
Login to KSMART portal
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Go to My Applications
Select Pension Application
View current status
Common status updates include:
Submitted
Under Verification
Approved
Rejected
Payment Initiated
Verification and Approval Process
After submission, the application undergoes multiple checks.
Verification Stages
Local Body Verification
Field Officer Inspection
Income Assessment
Eligibility Confirmation
Officials may visit the applicant’s residence for verification.
Once approved, pension benefits begin automatically.
Sthree Suraksha Pension Amount
The pension amount may change according to government revisions.
Currently, beneficiaries receive approximately:
👉 ₹1600 per month (subject to revision by Kerala Government).
Payments are credited directly to the beneficiary’s bank account.
Common Reasons for Application Rejection
Avoid these mistakes while applying:
Incorrect Aadhaar details
Bank account mismatch
Missing income certificate
Duplicate pension applications
Receiving another government pension
Incomplete documentation
Careful submission ensures faster approval.
Benefits of Applying Through KSMART Portal
The online system provides major advantages:
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100% online application
No middle agents required
Transparent verification system
Faster processing
Real-time application tracking
Direct bank transfer payments
Reduced office visits
Digital governance ensures better access to welfare schemes across Kerala.
How Long Does Approval Take?
Typical processing time:
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Application Review: 7–15 days
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Field Verification: 15–30 days
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Final Approval & Payment Start: 30–45 days
Timelines vary depending on local body verification workload.
Important Tips for Faster Approval
✔ Upload clear documents
✔ Use Aadhaar-linked mobile number
✔ Ensure
bank account is active
✔ Provide accurate income details
✔ Respond
quickly if officials request clarification
Following these steps significantly increases approval chances.
Offline Application Option (If Needed)
Although online application is recommended, applicants may also visit:
Grama Panchayat Office
Municipality Office
Akshaya Centers
Officials assist in submitting applications through the KSMART system.
Frequently Asked Questions (FAQs)
Can we apply Sthree Suraksha Pension from mobile?
Yes. The KSMART portal is mobile-friendly and supports smartphone applications.
Is Aadhaar mandatory?
Yes. Aadhaar authentication is required for identity verification.
Can beneficiaries update details later?
Yes. Profile updates and corrections can be done through login.
What if application is rejected?
We can reapply after correcting errors or submitting missing documents.
Final Words
The Sthree Suraksha Pension Online Application process represents a major step toward digital welfare delivery in Kerala. By using the KSMART portal, eligible women can secure monthly financial assistance efficiently, transparently, and safely without unnecessary delays.
Completing the application carefully, submitting valid documents, and tracking the application regularly ensures successful enrollment in this essential social security program.
